Johnson–Crapo Housing Finance Reform Misguided
Senators Tim Johnson (D–SD) and Mike Crapo (R–ID) recently released their new housing finance reform bill. As expected, the new bill makes the bad features… Read More
One Problem We Still Haven’t Fixed
You may not have heard much about the housing market lately…but that isn’t because it’s safe. Leaders in Washington were in denial about Fannie Mae… Read More
How to Avoid Another Housing Crisis
What’s one thing Congress could do to help the economy and American homeowners? Check out our infographic. Read the Morning Bell and more en español… Read More
How to Hide Billions in Taxpayer Money and Get Away With It
Spine-tingling TV shows and movies are always featuring spy capers that are “off-book.” Their existence is on a need-to-know basis, and sure, they’re being funded,… Read More
Heritage Agrees With Schumer on Housing Finance Reform
The whole point of a free-enterprise system is to allow both private gains and losses so that markets don’t end up with shortages and surpluses. Subsidization leads to things like inflated home prices, and inflated markets eventually crash, wreaking havoc on the way down.
HAMP: Focusing on Mortgage Relief Programs Misses the Big Picture
The Washington Post has an article detailing the ups and downs of the Obama Administration’s Home Affordable Modification Program (HAMP). Heritage previously pointed out several… Read More
Congress to Mega Banks: It Was All Your Fault—Pay No Attention to the GSEs
Last week, Chairman Dave Camp (R–MI) outlined a new reform proposal that included a punitive tax on some of the largest banks in the U.S…. Read More
Pawlenty Joins the Fight to End Fannie and Freddie
Two Financial Services Roundtable executives, former Governor Tim Pawlenty (R–MN) and former Navy Secretary John Dalton, have penned an article that highlights the key points… Read More
How to Free the Housing Market from Government—and Lower Your Mortgage Payments
President Obama said something truly great in his State of the Union Address this year. He told Congress: [S]ince the most important investment many families… Read More
GSE Reform: Fannie and Freddie Revenue Distracting from Housing Finance Reform
Despite what a growing number of voices are postulating, Fannie Mae and Freddie Mac have not returned to profitability. The two former government-sponsored enterprises (GSEs)… Read More
