Norbert Michel studies and writes about housing finance, including the reform of Fannie Mae and Freddie Mac, as The Heritage Foundation’s research fellow in financial regulations. Read his research.
View all authorsEconomy Commentary
The Trump administration has nominated Kathy Kraninger to be the next director of the Consumer Financial Protection Bureau, and Roll Call reports that her confirmation… Read More
EconomyCommentary
In January 2017, the Obama administration decided to reduce the mortgage insurance premiums charged by the Federal Housing Administration. Fortunately, after taking office later that… Read More
EconomyCommentary
It looks as if the Economic Growth, Regulatory Relief, and Consumer Protection Act is heading toward a vote in the Senate, making it clear that… Read More
EducationCommentary
As Congress turns its attention to the problems facing higher education, the Department of Education announced last week that it will seek public comment on… Read More
EconomyCommentary
In June, the House passed the Financial CHOICE Act, a comprehensive financial regulatory reform bill that would replace large parts of the 2010 Dodd-Frank law…. Read More
EconomyCommentary
Recently, the House Financial Services Committee marked up a bill that would prevent Fannie Mae and Freddie Mac, under certain financial conditions, from funding two… Read More
EconomyCommentary
Only a few years after the Federal Housing Administration required $1.7 billion in special appropriations from Congress to cover losses in its single-family housing mortgage… Read More
EconomyCommentary
January marked the start of the first serious effort at federal deregulation in decades. Yet the massive pile of Dodd-Frank rules has remained largely untouched—until… Read More
EconomyCommentary
When President Donald Trump took office, there were three vacancies on the Federal Reserve’s Board of Governors. Then, unexpectedly, Fed Vice Chairman Stanley Fischer resigned,… Read More
PoliticsCommentary
On Thursday, Republicans in both the House and Senate took a major step toward nullifying the Consumer Financial Protection Bureau’s harmful arbitration rule. In the… Read More
