David C. John, Author at The Daily Signal

Automatic Enrollment Builds Retirement Savings – Period.

David C. John | July 01, 2010

Adding automatic enrollment to a 401(k) retirement savings plan builds retirement savings. It especially helps lower and moderate income workers, but employees at all income… Read More

Economy

Deal with Fannie and Freddie Now or We’ll Pay Later

David C. John | May 17, 2010

What’s the main selling point for the financial regulation bill Congress is debating? That it would end taxpayer bailouts. The Senate even added an amendment… Read More

Economy

In the Dodd Bill, “Bank” Could Mean Anyone

David C. John | April 28, 2010

The Dodd financial reform bill is beginning to scare executives. However, it is not necessarily scaring bankers or Wall Street fat cats. It is scaring… Read More

Economy

Senate Financial Regulation Bill: How Fast Can You Read 1,336 Pages?

David C. John | March 22, 2010

At 1,336 pages, the Dodd financial services regulation bill proposal, which the Senate Banking Committee will begin to consider today, includes language that could create… Read More

Economy

Taxing Banks to Pay for TARP: Just Playing Politics

David C. John | January 12, 2010

It is fun and politically profitable to attack banks and bankers, especially in the wake of a bailout program estimated to have cost American taxpayers… Read More

Economy

Bernanke and Regulation: The Perils of Headline Writing

David C. John | January 05, 2010

Interpreting statements of Federal Reserve Chairmen has long been considered a high art form. During Alan Greenspan’s time, journalists and financial analysts made huge efforts… Read More

Economy

Bankruptcy: A Better Answer to “Too Big to Fail”

David C. John | December 10, 2009

The financial reform bill that is currently before the House would give regulators virtually unlimited power over “too big to fail” financial institutions. Those are… Read More

Economy

Consumer Financial Protection: An Alternative

David C. John | December 10, 2009

Creating a new “Consumer Financial Protection Agency” (CFPA), as proposed in the financial regulation bill now before the House, would raise costs for consumers, reduce… Read More

Economy

Mortgage Cramdowns Will Hurt Consumers

David C. John | December 10, 2009

Just as the housing market is showing definite signs that it is stabilizing after a lengthy drop in housing prices, the House of Representatives is… Read More

Economy

CIT Bankruptcy Shows that It is Time to End TARP

David C. John | November 03, 2009

Sunday, CIT Group, with $71 billion in assets one of the largest small business lenders in the country and the recipient last December of $2.3… Read More

David C. John

Contributor

Articles by David C. John

Automatic Enrollment Builds Retirement Savings – Period.

Deal with Fannie and Freddie Now or We’ll Pay Later

In the Dodd Bill, “Bank” Could Mean Anyone

Senate Financial Regulation Bill: How Fast Can You Read 1,336 Pages?

Taxing Banks to Pay for TARP: Just Playing Politics

Bernanke and Regulation: The Perils of Headline Writing

Bankruptcy: A Better Answer to “Too Big to Fail”

Consumer Financial Protection: An Alternative

Mortgage Cramdowns Will Hurt Consumers

CIT Bankruptcy Shows that It is Time to End TARP