Side Effects: Obamacare Causes Some Insurers to Stop Offering Coverage for Kids
Kathryn Nix /
The effects of Obamacare are getting weirder with each passing month. Now, new requirements created by the law are causing some insurers to consider no longer offering “child-only” policies to avoid having to raise rates.
Most children are covered by parents’ employer-provided insurance or by government programs. But some parents buy individual health insurance coverage just for their kids. Starting next year, Obamacare prohibits insurers and employer plans imposing any pre-existing condition exclusions on children and requires them to accept all applications for children who qualify for coverage under their plans (so-called “guaranteed issue”). Those provisions could have serious and unintended consequences for children, as well as others. (more…)