Breaking Health Care Research: How Obamacare Undercuts Existing Health Plans

Kathryn Nix /

Before passage of the Patient Protection and Affordable Care Act (PPACA), President Obama made several promises to the American people in an attempt to build support for his health care plan. Among them was a promise that “nothing in our plan requires you to change what you have.”

However, since the PPACA was signed into law and began down the long road of enactment, the truth has proven to be the opposite: No matter how much individuals may like their current health plan, under the new law, there’s no guarantee they can keep it. In recent Heritage research, health policy expert John Hoff explains the many ways in which this will occur. He writes:

What was proffered as an expansive political concession has been constricted and put into a legalistic straitjacket, first by the law itself, and then by confused regulations issued by the Administration. The bottom line is that all insurance plans, including coverage people already have, must meet some portions of the new law, and most plans will soon be subject to all its requirements. The President’s assurance of continuing with existing plans is essentially a dead letter for all Americans.

Hoff highlights a number of ways in which Americans are likely to see their health plans change. They might even risk losing their current plan altogether. They include:

To read Hoff’s full analysis on how Obamacare will undercut the health plans Americans already like and want to keep, click here.

Amanda Rae Kronquist contributed to this post.